the book

Everest: Climb Smarter Not Harder

Helping you keep and earn more money.

Everest: Climb Smarter, Not Harder — the book cover

What’s inside

Twelve chapters, twelve principles.

You read a chapter a day, learn the lesson backed by the most popular finance books, and then apply it to your very own numbers in a sequenced and proven systematic structure. Open the app and it guides you along with the lesson so you have an easy to follow plan. Once you finish the book, you continue working with Coach Cal weekly to help grow your income. Running the weekly system takes 5-10 minutes a session.

base campchapters 1–4

First, we inventory rations and climbing gear.

The KEEP lever. Learn about the LIFE framework. Every dollar has a predetermined job routed towards margin, automation, emergency shield, and every high interest debt no longer unknowingly weighs down your climb.

01The gap is everythingPrinciple 1: Spend Less Than You Earn, AlwaysIn the app: LIFE buckets and your margin
02Pay yourself first, automaticallyPrinciple 2: Pay Yourself First, AutomaticallyIn the app: Automation scorecard
03Build your emergency shieldPrinciple 3: Build Your Emergency Shield FirstIn the app: Shield gauge, sized to your risk
04Destroy high-interest debtPrinciple 4: Destroy High-Interest Debt FirstIn the app: Debt destroyer and a dated payoff plan

the ascentchapters 5–8

We leave base camp with exact coordinates and start climbing.

Learn about compounding, investing, your FI number, and the importance of the savings rate.

05The compounding secretPrinciple 5: Harness Compounding, Start NowIn the app: Compound calculator, cost of delay
06The best investment most people never makePrinciple 6: Invest in Low-Cost Index FundsIn the app: Risk questionnaire and allocation
07Know your numberPrinciple 7: Know Your Number, Your FI TargetIn the app: FI number and Coast FIRE calculator
08The shockingly simple mathPrinciple 8: Maximize Your Savings RateIn the app: Savings-rate curve and the 1% experiment

the summit pushchapters 9–12

We accelerate our climb and push towards the summit.

The EARN lever. Learn about the RISE framework. Understand your rate, invest in yourself, show your skills, and earn. Finance books never systematize this, and in the AI economy, years come off your date here.

09Frugality has a floor. Income has no ceiling.Principle 9: Grow Your Income with RISEIn the app: Market gap, wins vault, rehearsal
10Beyond the paycheckPrinciple 10: Build Income You Own, the Summit AcceleratorIn the app: The four-question validator
11The $50,000 the government is waiting for you to claimPrinciple 11: Optimize Taxes and Tax-Advantaged AccountsIn the app: Tax gap and match alert
12The mental gamePrinciple 12: Win the Long Game of ConsistencyIn the app: Weekly capital check-in

The research

Built on fifty books.

He read fifty finance books over a decade to find what actually worked. The discovery was uncomfortable. The books agree on almost everything that matters, and almost none of them put it in an order you can execute. Knowledge was never the problem. Execution is.

Everest is that decade distilled. The consensus of the fifty books, sequenced into twelve days, with the one lever most of them skip, your income, given the weight it deserves. Nothing in it is invented. The sequencing is the contribution, and you can check every claim against the books it cites.

Reading

Never Worry About Money Again, reviewedJesse Mecham’s book, what it argues and where it stops.
What to read after Never Worry About Money AgainFive books that pick up where it leaves off.

The sample

Read chapter one. Free, in full.

“The book’s introduction reports that 20.6% of US households earning more than $150,000 a year are living paycheck to paycheck.”

Chapter one opens by calling that figure back.

free in full, no email required.

The author

What he could not find, he eventually built.

A ponzi scheme wiped out $110,000 of his savings. In his late twenties his bank account balance was only $8. The climb back started with an $80 SQL course and it was bought on a credit card he couldn’t pay off. His income tripled in 2 years, cleared 6 figures in 5 years, and roughly 6x his starting salary today.

The book and this system is what he needed back then and would have saved him from losing his money. It is now being handed to you in twelve days.

He is not a financial adviser. The credential is that the system in the book is the one he built and still uses.

Formats

One book, three ways in.

digital edition. buying it either way unlocks the full app for 30 days, no code, the link in the book is the key.

Already have the book? Start your 30 days

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